Service 03 — Payments
Payment Gateways
Take card payments online without the three-week detour.
Gateway account setup, verification paperwork, checkout integration and a real end-to-end test — so the first customer payment is not also the first test.
At a glance
Payment Gateways
- Timeline
- 5–8 working days, subject to provider verification
- Available in
- Commerce · 210 € Complete · 260 €
- Ownership
- Transferred to you at handover
Why it matters
Payment setup is where most self-serve online launches stall. The account opens in ten minutes, then verification asks for documents you have to dig out, the payout account fails a check, and the test payment errors with a code nobody explains. We have been through it enough times to know which fields cause which rejection.
The problem
A checkout that is not live, or worse, one that is live and failing silently. Customers who reach the payment step and cannot complete it rarely come back to try again.
The outcome
A verified merchant account, a working checkout, the payment methods your customers expect, and a confirmed test transaction before you go live.
Scope
What is actually in it.
Six pieces of work, all of them done before anything is called finished.
Gateway selection
Stripe, PayPal, SumUp or Mollie, chosen on your transaction sizes, volume and country — the fee difference across these is real money at volume.
Account setup and verification
Merchant account opened and taken through KYC. We tell you exactly which documents to have ready so it clears first time.
Integration
Hosted checkout, payment links or an embedded form, connected to your site, catalog or invoices and tested in live mode.
Payment methods enabled
Cards, Apple Pay, Google Pay, and local methods such as iDEAL, Bancontact or SEPA direct debit where they fit your market.
Operational settings
Payout schedule, statement descriptor, receipt emails, refund policy and basic fraud rules — the settings that cause disputes if left on default.
End-to-end test
A real transaction through the full path: payment, receipt, refund, payout. You watch it happen on the handover call.
You end up with
Things that exist and belong to you.
- Verified merchant account in your name
- Live, tested checkout or payment link
- Test transaction and refund record
- Fee breakdown sheet for your chosen provider
- Refund and dispute handling guide
What we need from you
- Company registration details
- Business bank account for payouts
- Photo ID for the beneficial owner
- A description of what you sell and typical order value
We ask for all of it once, in a single message, rather than drip-feeding requests at you over two weeks. If something is missing we will tell you what it blocks.
Questions
Payments, specifically.
General questions about pricing, ownership and timelines are on the FAQ page.
What do the payment providers charge?
Can I accept payments without a website?
What if verification rejects my application?
Is my business type accepted?
Next step
Ready to get this one off your list?
Send the details and we will come back with a fixed scope, a fixed price and a date. If a different service would serve you better first, we will say that instead.